Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 9

Pending

Pending·80 days on market

1709 Ivey Road

Green Cove Springs, FL 32043

$70,000$102/sqftEst. $360/moMLS# 2148974

Beds

Baths

684

Sq Ft

1974

Built

—

Garage

Pool

About this home

Green Cove Springs

Discover the potential of this spacious property situated on a generous lot in the growing Green Cove Springs area. Offering a peaceful country setting with plenty of room to spread out, this property presents an excellent opportunity for investors, renovators, or buyers looking to create their ideal homestead.

Cost to own

Mortgage calculator

Home Price

$70,000

Down Payment: 20%

$14,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$360

Principal & Interest: $360

Property taxes (est.): $107

Insurance (est.): $47

Estimated Total Monthly

$513

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$360

Property taxesest. at asking price, Clay County$107

Estimated total, before insurance$467/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$96,249	$8,758	—
2024	$94,550	$7,807	—
2023	$78,385	$6,852	—
2022	$55,013	$5,925	—
2021	$42,933	$5,025	—
2020	$41,213	$4,611	—

2025 property taxes (current owner): $492/yr

Estimated taxes if purchased at asking price: ~$1,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.