Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·81 days on market

2081 Chaffee Road S 179

Jacksonville, FL 32221

$87,000$52/sqftEst. $447/moMLS# 2148808

Beds

Baths

1,683

Sq Ft

1993

Built

—

Garage

Pool

About this home

Jacksonville

SELLER TO OFFER FIRST MONTH LOT RENT! Welcome home! This home offers comfortable living with a relaxed lifestyle all within a welcoming mobile home park community. Step inside and enjoy a bright, inviting space that's ready for you to make your own. Whether you're looking for your first home, downsizing, or simply seeking an affordable place to call home, this property provides a great opportunity. Enjoy the convenience of community living with a close walk to the pool, park, and community center. While still being close to shopping, dining, major highways, and everything Jacksonville has to offer. With a peaceful setting, you'll love coming home each day. Also, with this Florida heat you can enjoy the nice AC updated a year ago and all while keeping your beverages cold in the fridge that was replaced a year ago! Don't miss your chance to make this your home! Schedule your showing today.

Cost to own

Mortgage calculator

Home Price

$87,000

Down Payment: 20%

$17,400

Interest Rate: 6.65%

Loan Term

Monthly Payment

$447

Principal & Interest: $447

Property taxes (est.): $142

Insurance (est.): $58

Estimated Total Monthly

$647

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$447

Property taxesest. at asking price, Duval County$142

Estimated total, before insurance$589/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water (record)

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History