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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·86 days on market

0 County Road 108

Hilliard, FL 32046

$289,000$1/sqftEst. $1,484/moMLS# 2147358
0
Beds
0
Baths
200,000
Sq Ft
Built
Garage
No
Pool

About this home

Hilliard

Prime COMMERCIAL opportunity in the heart of rapidly growing Hilliard! This exceptional 6.71-acre corner parcel offers outstanding visibility and endless potential for investors, developers, or business owners looking to establish a presence in booming Nassau County. Comprised of THREE parcels being sold together (Parcel IDs: 08-3N-24-2380-0048-0010, 08-3N-24-2380-0048-0032, and 08-3N-24-2380-0050-0010), this unimproved raw land provides a blank canvas for your future vision. Whether you're planning retail, office space, storage, service-based business, or future development, the possibilities are endless. Strategically positioned in a central location with corner access, this property offers excellent exposure and accessibility in one of the area's fastest-growing communities. Opportunities like this are becoming harder to find as growth continues to expand throughout the area. Don't miss your chance to secure a large commercial land tract in the path of progress!

Cost to own

Mortgage calculator

$289,000
$57,800
Loan Term
Monthly Payment
$1,484
Principal & Interest: $1,484
Property taxes (est.): $399
Insurance (est.): $193
Estimated Total Monthly
$2,076
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,484
Property taxesest. at asking price, Nassau County$399
Estimated total, before insurance$1,883/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$14,009$14,009
2024$14,009$14,009
2023$14,009$14,009
2022$14,009$14,009
2021$14,009$12,841
2020$11,674$11,674

2025 property taxes (current owner): $234/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,510 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 27, 2026Listed$289,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$289,000
Price / Sq Ft$1
Bedrooms0
Bathrooms0.00
Full Baths0
Square Footage200,000
Acres6.71 acres
Year Built0
TypeCommercial Sale
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address0 County Road 108, Hilliard, FL 32046
Area491-Hillard
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size292,287.6 sq ft
Parcel Number083N24238000480010
ZoningCommercial

Amenities

AmenitiesNone
ParkingOther

Exterior

Lot DescriptionCorner Lot, Irregular Lot, Many Trees, Split Possible, Wooded
Road FrontageCounty Road

Additional Information

Date ListedMay 28, 2026
Days on Market3
Tax Amount$233.51
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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