Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

For Rent·96 days on market

3475 Baker Road

Middleburg, FL 32068

$1,950/moMLS# 2146251

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

ROSALIND ARNOLD · EXIT MAGNOLIA POINT REALTY rosrealestate@gmail.com

Beds

Baths

1,330

Sq Ft

1978

Built

Garage

Pool

About this home

Middleburg

Welcome to your tranquil country retreat -- a charming, well-maintained and fully furnished home nestled on a peaceful 2.75-acre lot, offering space, privacy and a relaxed ambiance. This single-story residence features 3 bedrooms and 2 full bathrooms, making it ideal for a small family, couples, or anyone seeking comfortable living with room to breathe.

Cost to own

Mortgage calculator

Home Price

$1,950

Down Payment: 20%

$390

Interest Rate: 6.65%

Loan Term

Monthly Payment

$10

Principal & Interest: $10

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$14

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $170,000 in September 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$173,908	$173,908	—
2024	$209,913	$209,913	—
2023	$211,403	$30,618	—
2022	$166,234	$32,625	—
2021	$146,279	$30,704	—
2020	$144,388	$29,590	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.