1649 State Street W

Jacksonville, FL 32209

$780/moMLS# 2145271

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

BRANDON MARDENFELD · ONE REALTY CORP bmardenfeld@gmail.com

Beds

Baths

540

Sq Ft

1922

Built

—

Garage

Pool

About this home

Jacksonville

2/1 home close to downtown ready to move into.

Cost to own

Mortgage calculator

Home Price

$780

Down Payment: 20%

$156

Interest Rate: 6.58%

Loan Term

Monthly Payment

Principal & Interest: $4

Property taxes (est.): $1

Insurance (est.): $1

Estimated Total Monthly

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $53,500 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$53,774	$53,774	—
2024	$51,527	$51,527	▲ $5,996
2023	$47,552	$47,552	▲ $20,679
2022	$25,874	$17,275	—
2021	$17,192	$15,705	▲ $884
2020	$15,799	$14,278	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.