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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·108 days on market

137 Hill Street

Hawthorne, FL 32640

$211,500$245/sqftEst. $1,086/moMLS# 2143546
3
Beds
1
Baths
864
Sq Ft
1987
Built
Garage
No
Pool

About this home

Hawthorne

Get away from the hustle, bustle of the City, and say welcome to Country Living at its Best! Discover the perfect blend of modern comfort and peaceful living at 137 Hill Street in Hawthorne, Florida. Clean, Neat, and Move-in Ready! This totally renovated home offers three bedrooms, one bath, and 864 square feet of well-designed living space on a one-acre lot. In the galley styled kitchen, you will find new Laminate Floors, Gas Range, Black Granite Countertops, New Cabinets and Sink. No need to run to Laundry Mat with availability of your Large Washer and Dryer. Brand-New Walk-in Shower, New Central Air and Heat Unit, All New Windows surround the home with a New Roof that gives you complete ease of mind. Zoned Agricultural, you will have the freedom to bring animals and enjoy the flexibility of rural living. Let the Pear, Apple, and Nectarine Trees greet you, providing peace of mind for years to come. This property is centrally located for an easy commute to Gainesville.Palatka, & Ocala

Cost to own

Mortgage calculator

$211,500
$42,300
Loan Term
Monthly Payment
$1,086
Principal & Interest: $1,086
Insurance (est.): $141
Estimated Total Monthly
$1,227
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,086
Estimated total, before insurance$1,086/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,293/yr · $108/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,293/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,201 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Price change$211,500$5,000
  • May 5, 2026Listed$216,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$211,500
Price / Sq Ft$245
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage864
Acres1.00 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryOchwilla
HighInterlachen

Community Information

Address137 Hill Street, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size43,560 sq ft
Parcel Number151023000000300400
ZoningAgricultural

Amenities

UtilitiesElectricity Available, Electricity Connected, Natural Gas Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOther, Off Street, RV Access/Parking

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesDryer, Gas Range, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Corner Lot, Few Trees
Patio / PorchFront Porch, Screened, Side Porch
RoofShingle
Road SurfaceDirt

Additional Information

Date ListedMay 5, 2026
Days on Market104
Tax Amount$1,292.59
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: GEORGE BARNES REALTY SALES AND PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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