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Active

Active·3 days on market

1136 W Shore Drive

Big Pine Key, FL 33043

$1,490,000$649/sqftEst. $7,684/moMLS# 2143189
3
Beds
3
Baths
2,295
Sq Ft
1966
Built
Garage
Yes
Pool

About this home

Big Pine Key

Not a drive by- Must see inside and the back yard too. Located on the West Side of the Island with excellent boating access this beautiful pool home is an entertainer's dream place. Stunning Sunsets & Sparkling waters for swimming, snorkeling, paddleboarding. Home features 3 bedroom suites with full baths plus a powder room too. Impact doors and windows, tile floors throughout, Viking appliances, chef's kitchen, wet bar, icemaker & additional drink fridges. Large Tiki Hut with fans, concrete heated pool and chiller too. Bring your big Boat and Smaller one too.....2 boat lifts (20K and 12K), boat house, outdoor shower, swat mosquito system, RV hookup, Terminix warranty, video surveillance, large storage shed, full home surge protection, ample storage inside and out. All tropically landscaped, paver driveways & yard fenced for your pets and privacy. Full concrete seawall & covered boat slip. Home is offered mostly furnished and outdoor furniture is included too. Location! Location!

Cost to own

Mortgage calculator

$1,490,000
$298,000
Loan Term
Monthly Payment
$7,684
Principal & Interest: $7,684
Insurance (est.): $993
Estimated Total Monthly
$8,677
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$7,684
Estimated total, before insurance$7,684/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,559/yr · $1,130/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,559/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone AB

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Membrane, Other — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FKAA reports active sewer conversion · Public water (record)

County records show this parcel on central sewer served by FKAA reports active sewer conversion — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,895 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 8, 2026Price change$1,490,000$109,000
  • Aug 5, 2026Active$1,599,000
  • Jul 23, 2026Pending$1,599,000
  • May 2, 2026Listed$1,599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,490,000
Price / Sq Ft$649
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,295
Acres0.21 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water
Is WaterfrontYes

Community Information

Address1136 W Shore Drive, Big Pine Key, FL 33043
Area993-Out Of Area-South
SubdivisionEden Pines Colony 2nd Add
CityBig Pine Key
CountyMonroe
StateFL
Zip Code33043
Lot Size9,147.6 sq ft
Lot Dimensions76x120
Parcel Number00270500000000
ZoningSingle Family

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGuest, Off Street, On Street, RV Access/Parking
ViewCanal, Other

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
AppliancesConvection Oven, Dishwasher, Double Oven, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingElectric
CoolingElectric, Split System
FlooringTile
FireplaceYes
Fireplace FeaturesFree Standing
# of Stories1
LevelsOne
LaundryIn Unit
Window FeaturesSkylight(s)

Exterior

Exterior FeaturesBoat Lift, Boat Slip, Courtyard, Dock, Impact Windows, Outdoor Shower
Patio / PorchPatio
FencingFull
RoofMembrane, Other
ConstructionBlock
Other StructuresBoat House, Shed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedAugust 5, 2026
Days on Market86
Tax Amount$13,558.9
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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