Active Under Contract·129 days on market
2659 Oak Stream Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Seller will assist with CLOSING COST assistance with acceptable offer! Move-in ready and better than new! This stunning 4-bedroom, 2.5-bath home in Green Cove Springs offers the perfect combination of modern style, space, and value--all without the wait of new construction. Built just 2.5 years ago and meticulously maintained, this home features an open-concept design ideal for entertaining and everyday living. The spacious kitchen boasts lots of cabinetry, newer appliances, a huge walk-in pantry, and an oversized island that naturally becomes the heart of the home. Enjoy morning coffee or family dinners in the bright dining area overlooking peaceful pond views. Upstairs, spacious bedrooms and a conveniently located laundry room provide comfort and functionality. Step outside to a fully fenced backyard with no rear neighbors, creating a private retreat for relaxing or hosting guests. Residents enjoy resort-style amenities including two pools, fitness center, clubhouse, playground
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $354,000 in September 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $308,715 | $257,993 | — |
| 2024 | $312,656 | $262,656 | — |
| 2023 | $45,000 | $45,000 | — |
| 2022 | $13,000 | $13,000 | — |
2025 property taxes (current owner): $7,420/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 10, 2026Active Under Contract$315,000
- Apr 16, 2026Listed$315,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Cross Creek
Active$315,000MLS# 2158992Est. $1,677/mo2456 Cold Stream Lane Lane, Green Cove Springs, FL 320434 Beds2 Baths1,862 sqftMOVE-IN READY home in the highly sought-after Cross Creek community of Green Cove Springs! This beautifully maintained…
ResidentialJPAR CITY AND BEACH
Pending$309,500MLS# 2142628Est. $1,647/mo3158 Cold Leaf Way, Green Cove Springs, FL 320434 Beds2 Baths1,861 sqft**Sellers now offering a 12-month home warranty with an acceptable offer*** Move-in ready home offers the convenience…
ResidentialCOLDWELL BANKER VANGUARD REALTY
Active$322,000MLS# 2147247Est. $1,714/mo3231 Cold Leaf Way, Green Cove Springs, FL 320433 Beds2 Baths1,654 sqftSeller offering up to $3,000 toward closing costs. Meticulously maintained and truly move-in ready, this like-new home…
ResidentialLPT REALTY, LLC
Active$324,990MLS# 2083126Est. $1,730/mo3044 Rustic Deer Way, Green Cove Springs, FL 320434 Beds2 Baths1,851 sqftNEED TO MOVE NOW? WHY WAIT when there is a beautiful, newly built (end of Sept. 2023) 4-bedroom split floor plan,…
ResidentialCOMMUNITY REALTY ASSOCIATES
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines