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Active

Active·141 days on market

1446 Panther Preserve Parkway

Jacksonville, FL 32221

$469,000$196/sqftEst. $2,409/moMLS# 2137970

Beds

Baths

2,390

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

Why wait to build? Priced $11,000 below appraised value, this better-than-new home is loaded with premium upgrades already completed- saving you time, money, and hassle compared to new construction. Designed for both comfort and entertaining, this open-concept home features coffered ceilings, plantation shutters, custom closet systems throughout, a built-in bar, integrated speakers, and a built-in mudroom. The gourmet kitchen showcases quartz countertops, a gas cooktop, a wine cooler, slide-out cabinetry, and a spacious walk-in pantry. The owner's suite offers an oversized walk-in shower and dual custom closets. Enjoy lower utility costs and added peace of mind with solar panels, Tesla Powerwalls, and a smart electrical panel that provides backup power during outages. Step outside to a fully fenced backyard, extended paver lanai, and beautifully landscaped yard with a paver driveway. Additional upgrades include a whole-house water filtration system, central vacuum, security system

Cost to own

Mortgage calculator

Home Price

$469,000

Down Payment: 20%

$93,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,409

Principal & Interest: $2,409

Property taxes (est.): $766

Insurance (est.): $313

Estimated Total Monthly

$3,487

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,409

Property taxesest. at asking price, Duval County$766

HOAbilled annually$25

Estimated total, before insurance$3,199/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,681/yr · $473/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $462,700 in January 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$346,357	$289,384	—
2024	$330,521	$280,521	▲ $12,493
2023	$334,798	$284,798	—
2022	$57,250	$57,250	▲ $2,250

2025 property taxes (current owner): $5,681/yr

Estimated taxes if purchased at asking price: ~$9,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 2, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000

Price / Sq Ft$196

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,390

Acres0.33 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1446 Panther Preserve Parkway, Jacksonville, FL 32221

Area065-Panther Creek/Adams Lake/Duval County-SW

SubdivisionPanther Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size14,374.8 sq ft

Parcel Number0018604395

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Washer Hookup