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This home is in Jacksonville.

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Active

Active·111 days on market

2525 College Street 2304

Jacksonville, FL 32204

$235,000$259/sqftEst. $1,251/moMLS# 2137057
1
Beds
1
Baths
908
Sq Ft
1927
Built
Garage
No
Pool

About this home

Jacksonville

Welcome to effortless living in the heart of Historic Riverside! This well maintained 1-bedroom, 1-bath condominium is located in the iconic John Gorrie Condominiums-a charming, converted historic schoolhouse that perfectly blends timeless character with modern updates.This unit features dramatic 17-foot ceilings & oversized windows that fill the space with natural light,an open floor, warm wood flooring in the main living area, a stylish kitchen featuring stainless steel appliances and sleek quartz countertops-perfect for everyday living or entertaining. Residents of John Gorrie enjoy a variety of amenities, including a fitness center, cozy reading room, gated parking, beautifully landscaped courtyards that provide a peaceful retreat right at home.Located in the highly desirable Historic Riverside neighborhood, this condo offers a walkable lifestyle just steps from local favorites like Bold Bean Coffee, a variety of dining options, and the scenic St. Johns River.

Cost to own

Mortgage calculator

$235,000
$47,000
Loan Term
Monthly Payment
$1,194
Principal & Interest: $1,194
Est. Taxes & Insurance: $299
Estimated Total Monthly
$1,493
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,251
Property taxesest. at asking price, Duval County$384
HOAbilled monthly$485
Estimated total, before insurance$2,119/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$219,500$168,778 $2,000
2024$221,500$171,500
2023$221,500$171,500
2022$187,000$187,000 $4,000
2021$170,000$0
2020$170,000$0

2025 property taxes (current owner): $3,178/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 27, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$235,000
Price / Sq Ft$259
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage908
Acres0.01 acres
Year Built1927
TypeResidential
Sub-TypeCondominium
StyleHistoric
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2525 College Street 2304, Jacksonville, FL 32204
Area031-Riverside
SubdivisionJohn Gorrie Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size435.6 sq ft
Parcel Number0648540835

Amenities

AmenitiesElevator(s), Fitness Center, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Gated, Off Street, On Street, Secured

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
# of Stories1
LevelsOne
LaundryIn Unit
SecurityEntry Phone/Intercom, Fire Sprinkler System, Key Card Entry, Secured Elevator, Security Fence, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesCourtyard
Lot DescriptionHistoric Area
FencingFenced
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedMarch 27, 2026
Days on Market102
HOA Fees$484.77 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSewer, Trash, Water
Tax Amount$3,178.07
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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