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Active

Active·111 days on market

12473 SW 79th Avenue

Starke, FL 32091

$265,000$180/sqftEst. $1,410/moMLS# 2136855
4
Beds
2
Baths
1,475
Sq Ft
2026
Built
Garage
No
Pool

About this home

Starke

Seller is offering 4.5% TOWARDS BUYERS CLOSING COSTS/FEES. Home does qualify for 100% financing USDA Loan (NO DOWN PAYMENT), a 2-1 BUYDOWN PROGRAM and UP TO $1,000 SELLER CREDIT with preferred lender. Welcome to this BRAND NEW Clayton Homes manufactured home (Boone floor plan), situated on a 1 ACRE lot and offering a functional layout with room to spread out. Featuring 4 bedrooms, 2 bathrooms, and 1,475 square feet of living space, this home includes an open concept design with a split floor plan for added privacy. The kitchen features a center island and breakfast bar, ideal for everyday living and entertaining. A flex space provides additional versatility, perfect for a home office or extra storage. The primary suite includes dual sinks, a walk in shower, and a spacious layout designed for comfort. Enjoy the benefits of new construction along with outdoor space to make your own. Please note property is not yet completed and final specs may very. Estimated completion end of April.

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,339
Principal & Interest: $1,339
Est. Taxes & Insurance: $335
Estimated Total Monthly
$1,673
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,410
Estimated total, before insurance$1,410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,409 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 27, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$265,000
Price / Sq Ft$180
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,475
Acres1.03 acres
Year Built2026
TypeResidential
Sub-TypeManufactured Home
Property ConditionUnder Construction
StatusActive
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBradford
HighBradford

Community Information

Address12473 SW 79th Avenue, Starke, FL 32091
Area524-Bradford County-SW
SubdivisionRural
CityStarke
CountyBradford
StateFL
Zip Code32091
Lot Size44,866.8 sq ft
Parcel Number00868000105

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchDeck
Road SurfaceDirt

Additional Information

Date ListedMarch 27, 2026
Days on Market91
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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