Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·155 days on market

69 Springwood Square

Port Orange, FL 32129

$195,000$157/sqftEst. $1,001/moMLS# 2135786

Beds

Baths

1,242

Sq Ft

1981

Built

—

Garage

Pool

About this home

Port Orange

This two-story home gives you more space and light than you'd expect at this price point. An open-concept main level with new flooring and natural light pouring through four sliding glass doors makes the whole downstairs feel wide open. Two of those sliders open directly to a covered patio and fully fenced yard, your morning coffee spot that doubles as a weekend hangout. Upstairs, both bedrooms step out to a shared balcony, giving every room in this home a connection to the outdoors. The details check the practical boxes too. Indoor laundry, fresh interior paint throughout, extra storage, and zero HOA, meaning no permission slips to live your life. Then there's the location. Port Orange hits a sweet spot on the Florida coast that's hard to beat. Laid-back beach town energy without the tourist congestion you get further north or south. You're minutes from the Atlantic, close to shopping, dining, and medical facilities, but it still feels like a neighborhood, not a corridor.

Cost to own

Mortgage calculator

Home Price

$195,000

Down Payment: 20%

$39,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,001

Principal & Interest: $1,001

Insurance (est.): $130

Estimated Total Monthly

$1,131

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,001

Estimated total, before insurance$1,001/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,292/yr · $191/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,292/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone BC

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020559 - Port Orange Utilities · Public water (record)

County records show this parcel on central sewer served by FL0020559 - Port Orange Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History