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This home is in Jacksonville.

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Pending

Pending·170 days on market

311 Ashley Street 507

Jacksonville, FL 32202

$88,000$154/sqftEst. $452/moMLS# 2133563

Beds

Baths

573

Sq Ft

1949

Built

—

Garage

Pool

About this home

Jacksonville

Cozy corner one bedroom with all tile floors, granite countertops, breakfast bar w/ lots of cabinet space. This unit is located on the 5th floor of an historical 17 story high-rise in the heart of the 9 block Pearl Square Development District with plans for community parks, retail space and grocery store. This unit is also within walking distance to several downtown attractions, restaurants & bars.

Cost to own

Mortgage calculator

Home Price

$88,000

Down Payment: 20%

$17,600

Interest Rate: 6.65%

Loan Term

Monthly Payment

$452

Principal & Interest: $452

Property taxes (est.): $144

Insurance (est.): $59

Estimated Total Monthly

$654

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$452

Property taxesest. at asking price, Duval County$144

HOAbilled monthly$544

Estimated total, before insurance$1,140/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,460/yr · $122/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$84,500	$72,179	▼ $14,500
2024	$99,000	$65,618	—
2023	$99,000	$59,653	—
2022	$75,500	$54,230	—
2021	$59,000	$49,300	—
2020	$59,000	$44,819	—

2025 property taxes (current owner): $1,460/yr

Estimated taxes if purchased at asking price: ~$1,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.