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Active·148 days on market

3551 Red Barn Lane

Ormond Beach, FL 32174

$705,000$294/sqftEst. $3,595/moMLS# 2131971
3
Beds
2
Baths
2,401
Sq Ft
1999
Built
2
Garage
Yes
Pool

About this home

Ormond Beach

Prime horse property 20 minutes from the beach - get the best of both worlds country and beach living. Off a quite paved road in a rural neighborhood you will find the perfect oasis for your animals and peace of mind. This property is dry and fully fence in with paddock areas and a beautiful yard. the home has a wonderful fireplace in that can be felt and seen from multiple rooms. The pool and spa and outdoor kitchen are enclosed and screened perfect for entertaining. Tall ceilings give this home a lot of light and character on 2.69 acres. Back yard also has an outdoor fireplace the focal point of a lovely sitting area for relaxing with friends and family. Covered RV parking with Electric/phone and water. The park like setting will not disappoint - best of all NO HOA!! n longer pre foreclosure

Cost to own

Mortgage calculator

$705,000
$141,000
Loan Term
Monthly Payment
$3,595
Principal & Interest: $3,595
Insurance (est.): $470
Estimated Total Monthly
$4,065
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,595
Estimated total, before insurance$3,595/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,752/yr · $813/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,752/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Private Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 25, 2026Listed$705,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$705,000
Price / Sq Ft$294
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,401
Total Structure Area2,697 sq ft
Acres2.68 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Solar Heat
Is WaterfrontNo

Community Information

Address3551 Red Barn Lane, Ormond Beach, FL 32174
SubdivisionCountry Acres
CityOrmond Beach
CountyVolusia
StateFL
Zip Code32174
Lot Size116,740.8 sq ft
Lot Dimensions180 X 652 X 180 X 649
Parcel Number402501000130
ZoningAgricultural

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected
SewerPrivate Sewer
Water SourceWell
ParkingDetached Carport, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island
AppliancesDishwasher, Electric Oven, Refrigerator, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air, Zoned
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Fence, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesFire Pit, Outdoor Kitchen
Lot DescriptionFarm
Patio / PorchDeck, Front Porch, Porch, Screened
FencingBack Yard, Full
RoofShingle
ConstructionBlock, Concrete, Stucco
Other StructuresBarn(s)
Road SurfaceAsphalt, Paved
Road FrontageCounty Road

Additional Information

Date ListedFebruary 26, 2026
Days on Market118
Tax Amount$9,751.97
Tax Year2025
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SOUTHERN LUXURY REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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