This home is in Jacksonville.

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Active

Active·105 days on market

13703 Richmond Park Drive 1406

Jacksonville, FL 32224

$238,900$194/sqftEst. $1,272/moMLS# 2123575

Beds

Baths

1,229

Sq Ft

1997

Built

—

Garage

Pool

About this home

Jacksonville

Renovated Condo with Top-Tier Amenities offered by a highly desirable neighborhood in Jacksonville. Welcome Home to Bishops Court! This stunning, fully renovated 2 beds 2 baths with a loft condo boasts modern elegance and comfort in every detail. Current owner files for homestead exemption, you will benefit from lower taxes on the home. Enjoy a bright and airy living space with large windows that flood the home with natural light. The kitchen features brand new stainless steel appliances, the bedrooms are generously sized with ample closet space, new flooring all throughout the home. In-unit laundry is conveniently located with new washer and dryer, which will convey with the sale. All exterior maintenance is covered by the association and current HOA fees will remain the same for 2026. Don't miss out on making this home yours, schedule your tour today!

Cost to own

Mortgage calculator

Home Price

$238,900

Down Payment: 20%

$47,780

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,214

Principal & Interest: $1,214

Est. Taxes & Insurance: $304

Estimated Total Monthly

$1,518

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,272

Property taxesest. at asking price, Duval County$390

HOAbilled monthly$505

Estimated total, before insurance$2,167/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$200,000	$47,153	—
2024	$200,000	$45,117	▲ $13,000
2023	$187,000	$42,347	—
2022	$175,500	$39,658	—
2021	$136,500	$37,047	—
2020	$124,500	$35,846	▲ $9,500

2023 property taxes (current owner): $942/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History