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Active

Active·251 days on market

75774 Edwards Road

Yulee, FL 32097

$598,000$262/sqftEst. $3,049/moMLS# 2117895
3
Beds
2
Baths
2,283
Sq Ft
2020
Built
Garage
No
Pool

About this home

Yulee

Welcome to this beautiful farmhouse retreat! Sitting on a full acre, this charming 3-bedroom, 2.5-bath home features an open floor plan with split bedrooms and two primary suites -- perfect for comfort and flexibility. The backyard is ideal for entertaining, complete with an above-ground pool, paver walkway leading to a cozy fire pit, and a well-maintained yard. The adorable well house matches the home's farmhouse style, adding even more charm. Inside, you'll love the spacious walk-in closet in the main suite and the large pantry area that offers plenty of storage. This home truly captures that cozy farmhouse appeal while providing modern convenience and plenty of space to enjoy the outdoors.

Cost to own

Mortgage calculator

$598,000
$119,600
Loan Term
Monthly Payment
$3,049
Principal & Interest: $3,049
Property taxes (est.): $826
Insurance (est.): $399
Estimated Total Monthly
$4,273
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,049
Property taxesest. at asking price, Nassau County$826
Estimated total, before insurance$3,875/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,039/yr · $337/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$493,570$256,283
2024$465,515$248,353
2023$449,372$239,663
2022$383,754$231,226
2021$331,183$223,035
2020$50,000$50,000

2024 property taxes (current owner): $4,039/yr

Estimated taxes if purchased at asking price: ~$9,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Price change$598,000$1,000
  • Nov 14, 2025Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$598,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,283
Acres1.00 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address75774 Edwards Road, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimberland Estates
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size43,560 sq ft
Parcel Number112N26206T00040000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingShared Driveway

Interior

Interior FeaturesEat-in Kitchen
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Exterior FeaturesFire Pit
FencingFenced
RoofShingle
ConstructionComposition Siding, Frame
Road SurfaceAsphalt

Additional Information

Date ListedNovember 14, 2025
Days on Market250
Tax Amount$4,039.49
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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