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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·596 days on market

270 Bay Street

Hawthorne, FL 32640

$45,000$92/sqftMLS# 2063201
2
Beds
1
Baths
490
Sq Ft
1965
Built
Garage
No
Pool

About this home

Hawthorne

Welcome to this beautifully remodeled 2-bedroom, 1-bathroom mobile home nestled in the serene and picturesque Lak-A-Wana Lake Gardens community. Offering 500 square feet of thoughtfully designed living space, this cozy retreat blends modern comfort with rustic charm, making it the perfect haven for a full-time residence, a peaceful getaway, or even a vacation rental. Step inside and be greeted by a bright, airy interior adorned with soft, neutral tones that create a soothing, welcoming atmosphere. The efficient kitchen is both stylish and practical, featuring ample storage and workspace, perfect for preparing everything from morning coffee to home-cooked meals with ease. Situated on a spacious double lot, this property offers plenty of room for outdoor enjoyment. Imagine sipping your morning coffee on a charming patio, creating a lush garden, hosting cozy fire pit gatherings under the stars, or simply relaxing in a peaceful seating area surrounded by the beauty of nature.

Cost to own

Mortgage calculator

$45,000
$9,000
Loan Term
Monthly Payment
$231
Principal & Interest: $231
Insurance (est.): $30
Estimated Total Monthly
$261
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $493/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1965)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,501 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 11, 2026Price change$45,000$15,000
  • Jan 6, 2025Listed$60,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$45,000
Price / Sq Ft$92
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage490
Acres0.20 acres
Year Built1965
TypeResidential
Sub-TypeMobile Home
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryOchwilla
MiddleC. H. Price
HighInterlachen

Community Information

Address270 Bay Street, Hawthorne, FL 32640
Area575-West Of SR-21
SubdivisionMetes & Bounds
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size8,712 sq ft
Parcel Number291023488000600760
ZoningResidential

Amenities

UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower
AppliancesGas Range, Refrigerator
HeatingElectric
CoolingWall/Window Unit(s)
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryIn Unit

Exterior

Lot DescriptionFew Trees
Patio / PorchDeck
FencingChain Link, Wood
RoofMetal
ConstructionAluminum Siding
Road SurfaceDirt

Additional Information

Date ListedJanuary 6, 2025
Days on Market583
Tax Amount$493.25
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HELEN HERSEY REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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