This home is in Jacksonville — a new construction home in Jacksonville.
Pending·627 days on market
10683 Waterfield Rd Road 24
Jacksonville, FL 32210
About this home
Jacksonville
GORGEOUS MOVE-IN READY END UNIT! Incredible financing options to cover down payment and closing costs! ALL APPLIANCES INCLUDED with BLINDS! 3 bedroom, 2.5 baths. Our Crescent plan has 9ft ceilings & a large living area on the first floor. White 36'' cabinets, large white quartz island & breakfast bar, LUXURY VINYL PLANK for entire first floor. LVP on 2nd floor in wet areas. Shaw carpet on stairs. All baths have raised cabinets, Quartz countertops & square undermount sinks. Dual sink vanities, and walk in shower with glass door in Owners suite. Secondary bathroom with tub/shower combo. Closet doors are bullet doors - no accordion doors. Ecobee thermostats on both floors. 3 yrs subscription with Alarm com for Smart home features. Hardie board construction. Across the street from Bent Creek golf course. Minutes to Cecil Field, short drive to NAS and Downtown Jacksonville. Private schools within walking distance. Easy buy online process. Builder Warranty. *Photos are inside model home.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $45,000 | $45,000 | — |
| 2024 | $45,000 | $45,000 | — |
Estimated taxes if purchased at asking price: ~$5,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,164 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY COMMUNITIES OF FLORIDA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Villas at Bishop Oaks
Active$249,990MLS# 2149649Est. $1,331/mo10721 Waterfield Road, Jacksonville, FL 322103 Beds2 Baths1,429 sqftThe charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in…
ResidentialCENTURY COMMUNITIES OF FLORIDA
Active$229,990MLS# 2159566Est. $1,224/mo10725 Waterfield Road, Jacksonville, FL 322103 Beds2 Baths1,429 sqftThe charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in…
ResidentialCENTURY COMMUNITIES OF FLORIDA
Active$229,990MLS# 2160004Est. $1,224/mo10729 Waterfield Road, Jacksonville, FL 322103 Beds2 Baths1,429 sqftThe charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in…
ResidentialCENTURY COMMUNITIES OF FLORIDA
Active$229,990MLS# 2149657Est. $1,224/mo10723 Waterfield Road, Jacksonville, FL 322103 Beds2 Baths1,429 sqftThe charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in…
ResidentialCENTURY COMMUNITIES OF FLORIDA
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines