This home is in Jacksonville.

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Active

Active·22 days on market

1327 Panther Lake Parkway

Jacksonville, FL 32221

$334,000$196/sqftEst. $1,703/moMLS# 2153797

Beds

Baths

1,707

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Step inside this beautifully maintained 2023-built home, where thoughtful upgrades and meticulous care make it truly stand out. A welcoming foyer opens to a bright, open-concept living area designed for everyday living and entertaining. The split floor plan offers privacy, with the owner's suite separated from secondary bedrooms. The kitchen features a custom backsplash and a window overlooking a maintained HOA green space that will never be built on, offering peaceful, permanent views. Updates include upgraded light fixtures, and gutters. The spacious owner's suite includes a garden tub in the ensuite bath and a custom walk-in closet with excellent storage and organization. Situated on an oversized lot with no rear neighbors and open space beside it, the home offers rare privacy. Conveniently located near I-295, I-10, First Coast Expressway, and NAS Jacksonville, with nearby shopping, dining, and community amenities. NO CDD!

Cost to own

Mortgage calculator

Home Price

$334,000

Down Payment: 20%

$66,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,703

Principal & Interest: $1,703

Property taxes (est.): $545

Insurance (est.): $223

Estimated Total Monthly

$2,471

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,703

Property taxesest. at asking price, Duval County$545

HOAbilled annually$36

Estimated total, before insurance$2,285/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,525/yr · $377/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $340,100 in January 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$281,226	$224,234	—
2024	$272,067	$217,067	▲ $9,650
2023	$67,500	$67,500	—

2025 property taxes (current owner): $4,525/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,537 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 14, 2026Price change$334,000−$1,000
Jul 4, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$334,000

Price / Sq Ft$196

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,707

Acres0.17 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryChaffee Trail

MiddleChaffee Trail

HighBaldwin

Community Information

Address1327 Panther Lake Parkway, Jacksonville, FL 32221

Area065-Panther Creek/Adams Lake/Duval County-SW

SubdivisionPanther Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32221

Lot Size7,405.2 sq ft

Parcel Number0018606195

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity System Owned, Smoke Detector(s)