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Pending

Pending·22 days on market

654 Sweet Orange Terrace

St. Augustine, FL 32092

$2,950/moMLS# 2153779

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Ron Harris · HARRIS REALTY PARTNERS LLC HarrisREPartners@gmail.com

Beds

Baths

2,950

Sq Ft

2008

Built

Garage

Pool

About this home

St. Augustine

This beautiful 4 Bedroom, 2.5 Bath Home has a brand NEW WHITE KITCHEN with quartz tops. Welcome to Heritage Landing with amazing amenities, Clubhouse, Large Community Pool, Tennis & Soccer field. A RATED SCHOOLS. This home shows like a model home with new paint inside & out. Wood floors abound upstairs and new carpet. The interior has NEW light fixtures, fans, outlets, blinds, bathroom fixtures, and toilets. Kitchen has GE Appliances with new kitchen sink. Laundry room includes LG Washer & Dryer. Huge master suite with separate sitting area and has His & Hers walk-in closets. Master bath has separate garden tub & walk-in shower. All bedrooms have new ceiling fans. The location is very private on a cul-de-sac /corner lot. The backyard is Private & fully fenced rear yard. LAWN SERVICE INCLUDED.

Cost to own

Mortgage calculator

Home Price

$2,950

Down Payment: 20%

$590

Interest Rate: 6.58%

Loan Term

Monthly Payment

$15

Principal & Interest: $15

Property taxes (est.): $4

Insurance (est.): $2

Estimated Total Monthly

$21

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$401,934	$389,917	—
2024	$415,209	$354,470	—
2023	$418,711	$322,245	—
2022	$394,077	$292,950	—
2021	$266,318	$266,318	—
2020	$250,110	$250,110	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.