This home is in St. Augustine.

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Active

Active·Listed today

308 High Tide Drive 201

St. Augustine, FL 32080

$629,900$285/sqftEst. $3,212/moMLS# 2157580

Beds

Baths

2,210

Sq Ft

2006

Built

Garage

Pool

About this home

St. Augustine

Island Living at Its Finest -- Move-In-Ready Condo in Sea Grove. This stunning 3-bedroom, 2-bathroom condo offers over 2,200 square feet of thoughtfully designed living space, complete with all the benefits of island living, without the maintenance. As you enter, you'll find garage parking on the first floor with private interior access. Head upstairs to the main living area and discover a luxury treehouse vibe where abundant natural light, high ceilings, and beautiful views create a serene and inviting atmosphere. The open-concept floor plan seamlessly blends the living room, dining area, and kitchen, making it ideal for entertaining while the screened patio offers countless hours of peace and relaxation. The spacious primary suite features a spa-inspired en-suite bathroom, while the two guest bedrooms are tucked away in a private wing, complete with a balcony which are perfect for family or visitors.

Cost to own

Mortgage calculator

Home Price

$629,900

Down Payment: 20%

$125,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,212

Principal & Interest: $3,212

Property taxes (est.): $838

Insurance (est.): $420

Estimated Total Monthly

$4,470

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,212

Property taxesest. at asking price, St. Johns County$838

HOAbilled quarterly$659

Estimated total, before insurance$4,709/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,806/yr · $484/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,806/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 29, 2026Listed$629,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$629,900

Price / Sq Ft$285

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,210

Year Built2006

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryR. B. Hunt

MiddleSebastian

HighPedro Menendez

Community Information

Address308 High Tide Drive 201, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionSeagrove St Augustine Beach

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Parcel Number1629593083

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Jogging Path

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

SecuritySmoke Detector(s)