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This home is in Waterford Lakes, St. Augustine.

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Pending

Pending·24 days on market·Waterford Lakes

649 Coastline Way

St. Augustine, FL 32092

$2,000/moMLS# 2152734

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

JEANNA M SULLIVAN · REAL ESTATE GALLERY PROPERTY MANAGEMENT INC rentalsinjax@yahoo.com
3
Beds
2
Baths
1,795
Sq Ft
2023
Built
2
Garage
No
Pool

About this home

Waterford Lakes

Beautiful and bright 3-bedroom, 2.5-bath end-unit townhome located in the highly desirable gated community of Waterford Lakes. This move-in-ready home offers a spacious open layout with an abundance of natural light, a modern kitchen with plenty of storage, and a 2-car garage. The end-unit location provides added privacy and quiet. Residents have access to an incredible amenity center featuring a resort-style pool and a fully equipped fitness center. Ideally situated close to major highways, top-rated schools, shopping, dining, and entertainment, this townhome offers both comfort and convenience. Available for immediate move-in!

Cost to own

Mortgage calculator

$2,000
$400
Loan Term
Monthly Payment
$10
Principal & Interest: $10
Property taxes (est.): $3
Insurance (est.): $1
Estimated Total Monthly
$14
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $371,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$323,874$272,904
2024$314,505$264,505
2023$64,000$64,000
2022$16,800$16,800

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$2,000
Price / Sq Ft$1
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,795
Acres0.11 acres
Year Built2023
TypeResidential Lease
Sub-TypeTownhouse
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

Community Information

Address649 Coastline Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionWaterford Lakes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size4,791.6 sq ft
Parcel Number0265732360

Amenities

AmenitiesPool, Fitness Center, Gated, Playground
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchPatio, Screened

Additional Information

Date ListedJuly 1, 2026
Days on Market22
HOA NameWaterford Lakes
55+ CommunityNo

The neighborhood

About Waterford Lakes

Waterford Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Waterford Lakes homes for sale →

Listing Courtesy of: REAL ESTATE GALLERY PROPERTY MANAGEMENT INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, reach out to the listing agent directly:

JEANNA M SULLIVAN

REAL ESTATE GALLERY PROPERTY MANAGEMENT INC

rentalsinjax@yahoo.com

When you’re ready to buy, come back — Krista would love to help you find your home.

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