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Pending

Pending·34 days on market

120 Elm Br Road

St. Johns, FL 32259

$3,595/moMLS# 2151432

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Prince Kumar · AIM REALTY OF JACKSONVILLE pk.aimrealty@gmail.com

Beds

Baths

3,434

Sq Ft

2023

Built

Garage

Pool

About this home

St. Johns

Experience refined living in this exceptional single-family rental residence by Toll Brothers, featuring the highly sought-after Hannah floor plan in the prestigious Mill Creek Forest community. This beautifully designed home offers 4 bedrooms, 3.5 bathrooms, and a rare 3-car garage, along with a private downstairs office and an upstairs loft, providing versatile space for modern living and remote work. The open-concept layout is filled with natural light and seamlessly connects the kitchen, dining, and living areas, creating an inviting environment for everyday comfort and entertaining. Generously sized rooms and a spacious backyard offer ample room for relaxation and outdoor enjoyment. Located in a top A-rated school district and close to shopping, dining, and major roadways, this home presents a rare rental opportunity in one of St. Johns' most desirable communities.

Cost to own

Mortgage calculator

Home Price

$3,595

Down Payment: 20%

$719

Interest Rate: 6.58%

Loan Term

Monthly Payment

$18

Principal & Interest: $18

Property taxes (est.): $5

Insurance (est.): $2

Estimated Total Monthly

$25

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $761,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$670,303	$670,303	—
2024	$643,879	$643,879	—
2023	$100,000	$100,000	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.