1 / 29

Active

For Rent·45 days on market

7559 Monongahela Avenue

Keystone Heights, FL 32656

$1,650/moMLS# 2149435

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Let's Go! · COOL REALTY LLC a.cool@coolrealtyllc.com

Beds

Baths

1,152

Sq Ft

1985

Built

—

Garage

Pool

About this home

Keystone Heights

Welcome home to this beautifully updated 3-bedroom, 2-bathroom rental situated on a generous lot in the highly desirable Big Tree Lakes community of Keystone Heights. This move-in-ready gem boasts a bright, open-concept layout with modern finishes throughout, perfect for effortless everyday living and entertaining. The stunning kitchen features crisp white shaker cabinets, sleek updated countertops, a decorative tile backsplash, ample storage, and a full appliance package. Enjoy a seamless flow into the living and dining areas, where sliding glass doors open to a covered patio overlooking an expansive backyard. A smart split-bedroom floor plan provides optimal privacy. Both bathrooms are tastefully updated, and durable flooring spans the main living areas for easy maintenance. Big Tree Lakes offers peaceful Clay County living with lake access, a boat ramp, and plenty of space for your RV, boat, or outdoor toys. Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$1,650

Down Payment: 20%

$330

Interest Rate: 6.58%

Loan Term

Monthly Payment

Principal & Interest: $8

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$12

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$106,290	$43,100	—
2024	$45,495	$39,182	—
2023	$45,430	$35,620	—
2022	$37,606	$32,382	—
2021	$29,439	$29,439	—
2020	$40,502	$40,502	▼ $46,864

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.