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Active

For Rent·94 days on market

197 Whispering Brook Drive

St. Augustine, FL 32084

$1,700/moMLS# 2141599

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

CYNTHIA BROWNING · ROUND TABLE REALTY, PROPERTY MANAGEMENT INC cindy@rtrpm.com

Beds

Baths

1,109

Sq Ft

2023

Built

—

Garage

Pool

About this home

St. Augustine

Townhome in Whispering Creek features 2 bedrooms and 2.5 bathrooms! Open concept with tile in main areas, all bedrooms upstairs, fenced in backyard, and smart home features included. Located minutes from Historic St. Augustine, residents will enjoy excellent shopping and dining along with beautiful area beaches just 4 miles away! $40 residents benefit package required

Cost to own

Mortgage calculator

Home Price

$1,700

Down Payment: 20%

$340

Interest Rate: 6.58%

Loan Term

Monthly Payment

Principal & Interest: $9

Property taxes (est.): $2

Insurance (est.): $1

Estimated Total Monthly

$12

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $226,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$210,813	$148,168	—
2024	$193,285	$143,285	—
2023	$55,000	$45,584	—
2022	$41,440	$41,440	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.