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This home is in Neptune Beach.

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Active

Active·1 day on market

311 Sandcastle Way Way

Neptune Beach, FL 32266

$335,000$301/sqftEst. $1,708/moMLS# 2157108
1
Beds
1
Baths
1,113
Sq Ft
1989
Built
1
Garage
No
Pool

About this home

Neptune Beach

Ideally located in the heart of Neptune Beach, this bright and open one-bedroom, two-bathroom townhome offers a great opportunity to enjoy the coastal lifestyle. The thoughtful layout is highlighted by a gorgeous vaulted living area that fills the home with natural light, creating an inviting space for relaxing or entertaining. Step outside to enjoy your own private back patio-perfect for morning coffee and simply unwinding in a peaceful setting. *New 2024 kitchen appliances and carpet* *New 2025 A/C* Location is everything, and this home truly delivers! You'll be just minutes from Atlantic Beach Town Center, Hanna Park, fantastic shopping and dining, and the area's attractive sandy beaches! The beautifully landscaped community is quiet and peaceful, and features a Cabana Club complete with a sparkling pool. Don't miss the opportunity to own this charming townhome in one of Northeast Florida's most sought-after beach communities!

Cost to own

Mortgage calculator

$335,000
$67,000
Loan Term
Monthly Payment
$1,708
Principal & Interest: $1,708
Property taxes (est.): $547
Insurance (est.): $223
Estimated Total Monthly
$2,478
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,708
Property taxesest. at asking price, Duval County$547
HOAbilled monthly$112
Estimated total, before insurance$2,367/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,722 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 25, 2026Listed$335,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$335,000
Price / Sq Ft$301
Bedrooms1
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,113
Year Built1989
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address311 Sandcastle Way Way, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionSummer Sands
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Parcel Number1780774116

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer
AppliancesDishwasher, Electric Cooktop, Electric Oven, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCul-De-Sac

Additional Information

Date ListedJuly 25, 2026
Days on Market2
HOA Fees$111.51 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke