This home is in Southern Creek Townhomes, St. Johns.

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Active

For Rent·4 days on market·Southern Creek Townhomes

415 Southern Branch Lane

St. Johns, FL 32259

$1,895/moMLS# 2156612

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

RENDA HALL · INI REALTY aquablue23@comcast.net

Beds

Baths

1,346

Sq Ft

2005

Built

Garage

Pool

About this home

Southern Creek Townhomes

Beautiful 2BD 2.5 BA Townhome in the gated community of Southern Creek! A truly Fantastic location with updated features: brand-new HVAC & Kitchen appliances, Luxury vinyl flooring, TWO closets in the spacious primary suite, and an open-concept living/dining area full of light. Both Bedrooms are upstairs. Fenced in backyard with deck, a perfect place to relax with the family! Washer and Dryer inside unit and One car garage is attached. Excellent schools and lots of dining and shopping options. Access to community pool and Julington Creek Plantation amenities too!

Cost to own

Mortgage calculator

Home Price

$1,895

Down Payment: 20%

$379

Interest Rate: 6.58%

Loan Term

Monthly Payment

$10

Principal & Interest: $10

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$13

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$209,922	$0	—
2024	$210,525	$160,525	—
2023	$221,441	$171,441	—
2022	$202,156	$166,280	—
2021	$151,164	$151,164	—
2020	$143,935	$141,120	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.