This home is in The Island at Twenty Mile, Ponte Vedra.

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Pending

Pending·31 days on market·The Island at Twenty Mile

456 Stone Ridge Drive

Ponte Vedra, FL 32081

$3,995/moMLS# 2152607

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Sudha Thayver · TG PROPERTY MANAGEMENT sthayver@thetgpm.com

Beds

Baths

2,026

Sq Ft

2016

Built

Garage

Pool

About this home

The Island at Twenty Mile

Introducing this charming 3-bedroom, 2-bath home in the sought-after Twenty Mile neighborhood of Nocatee! Thoughtful upgrades include decorative chandeliers, board and batten trim, plantation shutters, and a built-in coat and shoe rack. Both bathrooms feature upgraded vanities, mirrors, and fixtures, while the primary suite offers an 8-foot walk-in shower and spacious walk-in closet. A versatile formal dining room with French doors can also serve as a home office, playroom, or media room. The chef's kitchen boasts stainless steel appliances, a built-in microwave and oven, oversized island with breakfast bar, and large pantry. Enjoy peaceful water views from the covered screened patio overlooking the fenced backyard with beautifully landscaped grounds.

Cost to own

Mortgage calculator

Home Price

$3,995

Down Payment: 20%

$799

Interest Rate: 6.58%

Loan Term

Monthly Payment

$20

Principal & Interest: $20

Property taxes (est.): $5

Insurance (est.): $3

Estimated Total Monthly

$28

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$607,414	$607,414	—
2024	$552,753	$477,516	—
2023	$570,290	$462,151	—
2022	$497,234	$447,234	—
2021	$383,403	$267,006	—
2020	$335,296	$262,629	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.