This home is in Jacksonville.
Active·30 days on market
5931 Ovella Road
Jacksonville, FL 32244
About this home
Jacksonville
Beautifully renovated 3 bedroom, 3 bath home on almost an acre of land! Attention to detail throughout! Step into a world of warmth and comfort as you enter the open-concept living space featuring an elegant electric fireplace, perfect for creating lasting memories with loved ones. Gourmet kitchen with custom shaker cabinets, quartz counters w/ bar overhang and waterfall edge, pantry, designers backsplash and stainless steel appliances. Elegant bathrooms with porcelain tiles, mosaic designs, custom vanity and light fixtures. Luxurious master suite with large walk in closet. Custom master bathroom with porcelain floors, double vanity, state of the art lighted mirror, quartz counters, and large designer shower w/dual shower heads including rainfall. Glass door off master leads to a new deck. New doorwall off kitchen leads to Solid concrete/brick deck overlooking the large beautiful yard! Large two car garage. New 3.5 ton HVAC unit, lifetime metal roof.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $191,300 | $28,186 | — |
| 2024 | $191,645 | $26,685 | — |
| 2023 | $188,115 | $25,000 | — |
| 2022 | $149,869 | $25,000 | — |
| 2021 | $127,532 | $25,000 | — |
| 2020 | $111,569 | $25,000 | — |
2025 property taxes (current owner): $1,047/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Metal — year not disclosed (home built 1940)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,675 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 15, 2026Price change$359,000−$8,000
- Jun 25, 2026Listed$367,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines