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Active

Active·38 days on market

1575 Vineland Circle B

Fleming Island, FL 32003

$235,000$161/sqftEst. $1,198/moMLS# 2151312

Beds

Baths

1,460

Sq Ft

2005

Built

Garage

Pool

About this home

Fleming Island

Step into this beautifully updated 3-bedroom, 2.5-bath townhome located in one of Fleming Island's most sought-after communities. Conveniently situated just minutes from shopping, dining, top-rated schools, and everyday conveniences, this home offers the perfect combination of location, style, and value. Why settle when you can have it all at an unbeatable price? Thoughtfully updated throughout, this townhome features brand-new cabinetry, stunning countertops, updated vanities, and modern finishes designed with both comfort and functionality in mind. Every detail has been carefully selected to create a move-in-ready home you'll love. As a resident of Fleming Island Plantation, you'll enjoy access to an incredible lineup of amenities, including resort-style pools, tennis courts, basketball courts, walking and biking trails, playgrounds, and more. Whether you're looking to relax or stay active, there's something for everyone. Schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$235,000

Down Payment: 20%

$47,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,198

Principal & Interest: $1,198

Property taxes (est.): $360

Insurance (est.): $157

Estimated Total Monthly

$1,715

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,198

Property taxesest. at asking price, Clay County$360

HOAbilled monthly$295

Estimated total, before insurance$1,853/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,937/yr · $411/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$221,043	$221,043	—
2024	$216,061	$205,332	—
2023	$214,897	$186,666	—
2022	$182,531	$169,697	—
2021	$154,270	$154,270	—
2020	$149,072	$143,028	—

2025 property taxes (current owner): $4,937/yr

Estimated taxes if purchased at asking price: ~$4,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 21, 2026Active$235,000
Jul 14, 2026Active Under Contract$235,000
Jul 10, 2026Price change$235,000−$10,000
Jun 18, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$235,000

Price / Sq Ft$161

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,460

Total Structure Area1,808 sq ft

Acres0.08 acres

Year Built2005

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryThunderbolt

MiddleGreen Cove Springs

HighFleming Island

Community Information

Address1575 Vineland Circle B, Fleming Island, FL 32003

Area124-Fleming Island-SW

SubdivisionAutumn Glen

CityFleming Island

CountyClay

StateFL

Zip Code32003

Lot Size3,484.8 sq ft

Parcel Number16052601426603836

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Maintenance Grounds, Park, Playground, Tennis Court(s)

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Split Bedrooms, Walk-In Closet(s)

AppliancesElectric Cooktop, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch

FencingBack Yard

RoofShingle

Road FrontageCity Street

Additional Information

Date ListedJune 18, 2026

Days on Market33

HOA Fees$295 / Monthly

HOA FrequencyMonthly

Tax Amount$4,936.73

Tax Year2025

Listing TermsCash, Conventional, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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