This home is in Ponte Vedra Beach.
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Active·Listed today
109 Oyster Bay Way
Ponte Vedra Beach, FL 32081
About this home
Ponte Vedra Beach
Welcome to this beautifully maintained 2-bedroom, 2 bathroom townhome nestled in the highly sought-after Coastal Oaks neighborhood of Nocatee, one of the nation's premier master-planned communities. Step inside to discover a bright, open-concept floor plan designed for effortless everyday living and entertaining. The spacious living and dining areas flow seamlessly into the well-appointed kitchen, while the private primary suite provides a relaxing retreat with an en-suite bath and generous closet space. A second bedroom and full bath offer flexibility for guests, a home office, or additional living needs. Enjoy maintenance-free living with access to Coastal Oaks' exclusive gated amenities, including a resort-style pool, fitness center, clubhouse, parks, walking trails, and more. As a resident of Nocatee, you'll also enjoy world-class amenities featuring water parks, additional pools, pickleball and tennis courts, playgrounds, fitness facilities, community events, shopping, dining
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 14, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MARSH LANDING REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines