653 Mackenzie Circle

St. Augustine, FL 32092

$2,395/moMLS# 2154377

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Sudha Thayver · TG PROPERTY MANAGEMENT sthayver@thetgpm.com

Beds

Baths

2,492

Sq Ft

2004

Built

Garage

Pool

About this home

St. Augustine

This spacious 4-bedroom, 2-bathroom house with a 2-car garage is perfect for those looking to settle down in a great community with excellent schools. As you step inside, you'll be greeted by a cozy fireplace, perfect for those chilly evenings. The kitchen is equipped with appliances including a fridge, stove, dishwasher, and microwave, making meal preparation a breeze. Stay comfortable year-round with central heating and cooling. The attached garage provides convenient parking and extra storage space. Outside, you'll find a fenced-in backyard, offering privacy and a safe space for kids or pets to play. Located in St. Augustine, you'll have access to all the amenities this charming city has to offer, from historic landmarks to beautiful beaches. Don't miss out on this opportunity to live in a wonderful community with top-rated schools. You don't want to miss out on this amazingly priced rental, schedule your viewing today before it's too late!

Cost to own

Mortgage calculator

Home Price

$2,395

Down Payment: 20%

$479

Interest Rate: 6.58%

Loan Term

Monthly Payment

$12

Principal & Interest: $12

Property taxes (est.): $3

Insurance (est.): $2

Estimated Total Monthly

$17

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$364,483	$318,481	—
2023	$380,469	$289,528	—
2022	$351,693	$263,207	—
2021	$239,279	$239,279	—
2020	$229,889	$229,889	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.