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Pending

Pending·58 days on market

95 Silver Creek Place

St. Augustine, FL 32095

$2,449/moMLS# 2147733

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

LAUREN BOYLES · JWB REALTY LLC lboyles@jwbcompanies.com

Beds

Baths

1,928

Sq Ft

2017

Built

Garage

Pool

About this home

St. Augustine

In St Augustine, this 3Bd/2.5Bth home offers 1,928 sq ft designed for easy living, where wood-like vinyl and carpet flooring flow through an open layout into a kitchen with hardwood cabinets, stainless steel refrigerator, electric stove/oven, microwave, and breakfast bar. Enjoy central A/C, ceiling fans, washer and dryer in unit, a covered patio with BBQ grill, and a 2-car attached garage near St Johns Town Center, Historic Downtown, and Vilano Beach. This home is HUD eligible. Lease terms available: 12 month; 24 month; 36 month Schedule a showing today to explore this home!

Cost to own

Mortgage calculator

Home Price

$2,449

Down Payment: 20%

$490

Interest Rate: 6.58%

Loan Term

Monthly Payment

$12

Principal & Interest: $12

Property taxes (est.): $3

Insurance (est.): $2

Estimated Total Monthly

$17

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$351,826	$351,826	—
2024	$364,181	$320,744	—
2023	$314,623	$291,585	—
2022	$307,962	$265,077	—
2021	$240,979	$240,979	—
2020	$223,209	$223,209	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.