This home is in Island View, Jacksonville.

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Pending

Pending·112 days on market·Island View

4135 Collins Road

Jacksonville, FL 32244

$249,900$205/sqftEst. $1,330/moMLS# 2136723

Beds

Baths

1,217

Sq Ft

2026

Built

Garage

Pool

About this home

Island View

Discover this adorable home just finishing up minutes from the Orange Park area. Close to shopping, restaurants, minutes from the Naval Station. With an open-concept floor plan, this home boasts beautiful, durable wood-look vinyl planks in the living areas and cozy carpet in the bedrooms. The kitchen features white cabinets, elegant granite countertops, and stainless-steel kitchen appliances (side-by-side fridge with ice and water, a self-cleaning glass top range, an over-the-range microwave, and a dishwasher; RANGE & FRIDGE GO IN ABOUT A WEEK BEFORE CLOSING).) Additional highlights include: A 1-year builder warranty and termite bond for peace of mind A performance-engineered septic system with a required yearly maintenance agreement and fee. Convenient proximity to shopping, schools, and more. Any cages do not convey. Make this your new home today! Staging photos are an example, colors, finishes, fixtures may vary.

Cost to own

Mortgage calculator

Home Price

$249,900

Down Payment: 20%

$49,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,262

Principal & Interest: $1,262

Est. Taxes & Insurance: $316

Estimated Total Monthly

$1,578

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,330

Property taxesest. at asking price, Duval County$408

Estimated total, before insurance$1,738/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$30,590	$30,590	—
2024	$19,950	$10,228	—
2023	$18,620	$9,299	—
2022	$18,620	$8,454	—
2021	$13,300	$7,686	—
2020	$7,714	$6,988	—

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,208 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.