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Active

Active·152 days on market

4201 Center Gate Lane

Sarasota, FL 34233

$294,900$195/sqftEst. $1,504/moMLS# 2131470

Beds

Baths

1,516

Sq Ft

1979

Built

Garage

Pool

About this home

Sarasota

Welcome to the maintenance-free and highly desirable community of Center Gate Village. This rare corner-lot villa features two private patios and expansive sliding doors that create a breezy indoor-outdoor flow--an ideal backdrop for sunset gatherings, morning coffee chats, and a welcoming social rhythm perfect for relaxing, hosting and entertaining. Minutes from beaches, shopping, dining, medical centers, and everyday essentials, this excellent location offers true Sarasota convenience. The updated 2-bedroom, 2-bath layout includes an open, light-filled floor plan with LVP flooring, refreshed kitchen and bathrooms, and two patios that extend your living space. The primary suite offers a built-in closet system and walk-in shower, while the split second bedroom with private entry provides flexibility for guests or a home office. This easy-living lifestyle makes the home an excellent fit for seasonal residents, empty nesters, active adults, and anyone seeking a sun-filled FL retreat.

Cost to own

Mortgage calculator

Home Price

$294,900

Down Payment: 20%

$58,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,504

Principal & Interest: $1,504

Insurance (est.): $197

Estimated Total Monthly

$1,700

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,504

HOAbilled monthly$555

Estimated total, before insurance$2,059/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,180/yr · $265/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,180/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Sarasota County Utility billing sewer · Public water · Sarasota County Utility billing water

County records show this parcel on central sewer served by Sarasota County Utility billing sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,825 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Feb 23, 2026Listed$294,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$294,900

Price / Sq Ft$195

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,516

Year Built1979

TypeResidential

Sub-TypeCondominium

StyleVilla

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryOther

MiddleOther

HighOther

Community Information

Address4201 Center Gate Lane, Sarasota, FL 34233

Area993-Out Of Area-South

Subdivision**verifying Subd**

CitySarasota

CountySarasota

StateFL

Zip Code34233

Parcel Number0066062001

ZoningCondominium

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Available

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesOpen Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringLaminate, Tile

# of Stories1

LevelsOne