This home is in Reflections, Ponte Vedra.

Pending

Pending·273 days on market·Reflections

162 Recollection Drive

Ponte Vedra, FL 32081

$750,570$322/sqftEst. $3,995/moMLS# 2113665

Beds

Baths

2,332

Sq Ft

2026

Built

Garage

Pool

About this home

Reflections

This Falconer is a 1-story home with 2,332 Sq/ft., 3 bedrooms & 2.5 baths. The foyer welcomes you home with access to the main living areas and a private wing with two secondary bedrooms and a hall bath. The great room & dining room are adjacent to the kitchen with views of the covered lanai. A smartly placed home office can be converted into a 5th bedroom with a full bath if desired. A large master suite with an elegant bath has a huge walk -in closet. A cabana room and pool bath toward the rear of the home has been converted to bedroom 4 with a full bath.

Cost to own

Mortgage calculator

Home Price

$750,570

Down Payment: 20%

$150,114

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,815

Principal & Interest: $3,815

Est. Taxes & Insurance: $954

Estimated Total Monthly

$4,769

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,995

Property taxesest. at asking price, St. Johns County$999

HOAbilled annually$70

Estimated total, before insurance$5,064/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$120,000	$120,000	—

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$750,570

Price / Sq Ft$322

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,332

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionTo Be Built

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesEast

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address162 Recollection Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionReflections

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Parcel Number0705032440

ZoningSingle Family

Amenities

AmenitiesPool, Children's Pool, Dog Park, Fitness Center, Maintenance Grounds, Park, Pickleball, Playground

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Tankless Water Heater

HeatingCentral

CoolingCentral Air, Split System

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)