This home is in Fernandina Beach.

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95766 Wilder Boulevard

Fernandina Beach, FL 32034

$2,700,000$1411/sqftEst. $14,371/moMLS# 2155471

Beds

Baths

1,913

Sq Ft

1962

Built

—

Garage

Pool

About this home

Fernandina Beach

DOUBLE LOT! TRUE DEEP WATER! A DEPTH OF 25 TO 30 FEET AT ALL TIDES! TWO ADJOINING ONE-ACRE BUILDABLE LOTS CREATE A RARE TWO-ACRE WATERFRONT ESTATE WITH APPROXIMATELY 200 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS IN ABOUT 12 MINUTES BY BOAT. Set among MULTIMILLION-DOLLAR HOMES, the property offers exceptional freedom to create a custom residence, expansive private retreat or family compound, with the space and separation that are almost impossible to find on the Fernandina waterfront. CAST FOR LARGEMOUTH BASS, REDFISH, BREAM AND CRAPPIE; WATCH DOLPHINS, SEA TURTLES, OTTERS, PELICANS, OSPREYS AND EAGLES; AND ENJOY SPACEX LAUNCHES FROM YOUR OWN BACKYARD. The updated 3-bedroom, 2-bath brick home features an OPEN-CONCEPT LAYOUT, NEWER HVAC, NEW WINDOWS, AN EXPANSIVE COVERED PATIO AND BROAD WATER VIEWS. Enjoy it comfortably now while planning for the future, whether that means building on the vacant parcel, creating a larger waterfront estate or designing

Cost to own

Mortgage calculator

Home Price

$2,700,000

Down Payment: 20%

$540,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$13,638

Principal & Interest: $13,638

Est. Taxes & Insurance: $3,410

Estimated Total Monthly

$17,048

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$14,371

Property taxesest. at asking price, Nassau County$3,727

Estimated total, before insurance$18,098/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,345 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History