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Active Under Contract

Active Under Contract·27 days on market

2930 Oak Stream Drive

Green Cove Springs, FL 32043

$419,900$177/sqftEst. $2,235/moMLS# 2149967

Beds

Baths

2,367

Sq Ft

2023

Built

Garage

Pool

About this home

Green Cove Springs

**ACCEPTING BACK UP OFFERS!** Sited on a quiet preserve lot in sought-after Cross Creek North, this immaculate 4BR/3BA home features a 3-car garage and pristine turn-key upgrades. The interior boasts a fresh coat of paint, brand-new bedroom carpets, wood-look tile, and custom Closets by Design organizers in every room. The chef's kitchen shines with quartz countertops, 42'' cabinets, and a full appliance package. Extra perks include new fixtures, and a newer washer/dryer. Unwind on the screened patio overlooking a fully fenced yard with Zoysia turf and peaceful preserve views. Enjoy resort-style amenities (pools, splash pad, pickleball, dog park, RV/boat parking) minutes from Fleming Island shopping, top-rated schools, and an easy 25-min commute to NAS JAX.)

Cost to own

Mortgage calculator

Home Price

$419,900

Down Payment: 20%

$83,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,235

Principal & Interest: $2,235

Est. Taxes & Insurance: $559

Estimated Total Monthly

$2,794

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,235

Property taxesest. at asking price, Clay County$647

HOAbilled annually$8

Estimated total, before insurance$2,890/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$348,020	$297,298	—

2025 property taxes (current owner): $8,019/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 11, 2026Listed$419,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,900

Price / Sq Ft$177

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,367

Acres0.23 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address2930 Oak Stream Drive, Green Cove Springs, FL 32043

Area162-Russell Landing/Penney Farms

SubdivisionCross Creek

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size10,018.8 sq ft

Parcel Number46052601030100781

ZoningResidential

Amenities

AmenitiesPool, Other, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)