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Active Under Contract

Active Under Contract·75 days on market

2877 Wild Pine Lane

Green Cove Springs, FL 32043

$406,000$199/sqftEst. $2,161/moMLS# 2141827

Beds

Baths

2,042

Sq Ft

2024

Built

Garage

Pool

About this home

Green Cove Springs

*OPEN HOUSE SAT. 5/16 FROM 12-2:00!* BUYERS!! TAKE ADVANTAGE OF THE ASSUMABLE 3.99% INTEREST RATE!!! Welcome Home to this 2024, better than NEW, 4 bedroom and 3 full bathroom home in Cross Creek! This very desirable Lantana floor plan backs up to a Private Preserve and features a premium and oversized FULLY FENCED YARD perfect for the family! Bring the kids and dogs!! As you enter the stately lead glass door you are impressed by the wood like tile flooring throughout the main living areas and bathrooms. This one owner home is barely lived in and feels BRAND NEW! The 3-way split open floor plan is ideal for all families offering a separate 4th bedroom with the 3rd full bath conveniently located just outside perfect for guests, in-laws, older teens and even an office space. The options are endless! The main living space is expansive featuring a gorgeous kitchen including 42 inch white shaker cabinets adorned with crown molding, quartz countertops, a complete stainless steel appliance

Cost to own

Mortgage calculator

Home Price

$406,000

Down Payment: 20%

$81,200

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,161

Principal & Interest: $2,161

Est. Taxes & Insurance: $540

Estimated Total Monthly

$2,701

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,161

Property taxesest. at asking price, Clay County$625

HOAbilled annually$8

Estimated total, before insurance$2,794/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$326,865	$276,143	—

2025 property taxes (current owner): $7,696/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 24, 2026Listed$406,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$406,000

Price / Sq Ft$199

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,042

Acres0.27 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryLake Asbury

MiddleLake Asbury

HighClay

Community Information

Address2877 Wild Pine Lane, Green Cove Springs, FL 32043

Area162-Russell Landing/Penney Farms

SubdivisionCross Creek

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size11,761.2 sq ft

Parcel Number46052601030101230

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)