This home is in Jacksonville.

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Active

Active·38 days on market

8704 7th Avenue

Jacksonville, FL 32208

$233,600$190/sqftEst. $1,243/moMLS# 2141009

Beds

Baths

1,230

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

[SELLER OFFERING $10,000 in flex cash w/ accepted list price offer + ask about available loan program offering up to $12,500 in additional assistance, HELPING MAKE HOMEOWNERSHIP MORE AFFORDABLE FOR QUALIFIED BUYERS] Beautiful NEW Construction home showcasing quality craftsmanship at an affordable price! Located in a centrally positioned Northside neighborhood, this home offers convenient access to the Ribault River, nearby parks, the Jacksonville Zoo, JIA & quick connections to downtown Jacksonville & major city amenities. This 3 bed, 2 bath residence sits on a desirable corner lot & features a well-designed, functional floor plan. The kitchen is equipped w/ brand-new SS appliances including a refrigerator, range oven, microwave, & dishwasher, along with granite countertops, full-overlay cabinetry, & recessed lighting. The owner's suite offers a double vanity, walk-in closet, & durable wood-look vinyl flooring that extends throughout the home. Additional highlights include an attached

Cost to own

Mortgage calculator

Home Price

$233,600

Down Payment: 20%

$46,720

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,243

Principal & Interest: $1,243

Est. Taxes & Insurance: $311

Estimated Total Monthly

$1,554

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,243

Property taxesest. at asking price, Duval County$381

Estimated total, before insurance$1,625/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$16,688	$9,771	▲ $4,450

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History