This home is in Seabrook, Jacksonville.

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Active

Active·Listed today·Seabrook

170 Boulder Lane

Jacksonville, FL 32259

$440,000$267/sqftEst. $2,342/moMLS# 2154660

Beds

Baths

1,648

Sq Ft

2024

Built

Garage

Pool

About this home

Seabrook

Welcome to this beautiful single-family home offering 3 spacious bedrooms, 2 bathrooms, a versatile flex room perfect for a home office, playroom, or additional living space, and a 2-car garage. The open-concept floor plan provides both comfort and functionality, featuring luxury vinyl plank flooring throughout the main living areas and cozy carpet in the bedrooms. Located in highly sought-after St. Johns County, this home is zoned for some of Florida's top-rated schools and offers an exceptional family-friendly lifestyle. Residents also enjoy access to fantastic community amenities, including a swimming pool, making it easy to enjoy the Florida lifestyle year-round. Conveniently located near shopping, dining, parks, and major roadways, this home combines comfort, convenience, and an unbeatable location. Don't miss the opportunity to make this wonderful property your new home!

Cost to own

Mortgage calculator

Home Price

$440,000

Down Payment: 20%

$88,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,342

Principal & Interest: $2,342

Est. Taxes & Insurance: $585

Estimated Total Monthly

$2,927

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,342

Property taxesest. at asking price, St. Johns County$585

HOAbilled monthly$117

Estimated total, before insurance$3,044/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $430,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2024	$80,000	$80,000	—

2025 property taxes (current owner): $5,203/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,560 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 10, 2026Active$440,000
Jul 7, 2026Listed$440,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$440,000

Price / Sq Ft$267

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,648

Acres0.13 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleA-Frame, Contemporary

Property ConditionUnder Construction, Updated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address170 Boulder Lane, Jacksonville, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionSeabrook

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Lot Size5,662.8 sq ft

Parcel Number0234960720

ZoningResidential

Amenities

AmenitiesClubhouse

UtilitiesElectricity Available, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingGarage, Guest

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingAttic Fan, Central Air

FlooringCarpet

# of Stories2

LevelsOne

LaundryElectric Dryer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)