This home is in Jacksonville.
Active·119 days on market
11263 Samuel Drive
Jacksonville, FL 32218
About this home
Jacksonville
Charming 4-bedroom Home in San Mateo. Step inside to find an inviting open concept kitchen, living area and dining room feature LVP flooring. The living room showcases a wood-burning fireplace with a classic brick hearth and wooden mantle - perfect for cozy evenings. The kitchen is designed for modern living with sleek stainless-steel appliances. The spacious primary bedroom includes a full en-suite bathroom, and a huge walk-in closet offering exceptional storage. Three additional bedrooms provide flexible space for family, guests, or a home office. Relax year round on the screen enclosed back porch, complete with two ceiling fans for comfortable airflow, a perfect spot for morning coffee or evening gatherings. This home extensively renovated in 2019, including complete plumbing re-pipe, new roof, new windows, LVP flooring and stainless-steel appliances and additional updates since. Seller offering Buyer $1500 credit for cosmetic upgrades.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $224,921 | $104,945 | — |
| 2024 | $216,327 | $101,280 | ▲ $12,150 |
| 2023 | $211,833 | $96,874 | ▲ $19,145 |
| 2022 | $188,116 | $92,597 | ▲ $17,372 |
| 2021 | $145,555 | $88,444 | ▲ $5,000 |
| 2020 | $136,533 | $86,533 | — |
2025 property taxes (current owner): $2,409/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 1959)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,687 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Mar 18, 2026Listed$244,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JOHN NORRIS REALTY & ASSOCIATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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