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Pending

Pending·145 days on market

3750 Silver Bluff Boulevard 1308

Orange Park, FL 32065

$227,000$129/sqftEst. $1,154/moMLS# 2131881

Beds

Baths

1,760

Sq Ft

2005

Built

Garage

Pool

About this home

Orange Park

Welcome to easy, low-maintenance living in sought-after Oakleaf Plantation, where tree-lined streets and resort-style amenities create a true neighborhood feel. This desirable **3-bedroom, 2-bath end-unit condo** offers added privacy and abundant natural light. The open-concept living area is designed for connection -- perfect for hosting friends or enjoying a quiet evening at home. The kitchen flows seamlessly into the main living space, keeping you at the center of every gathering. Step outside to your **screened patio** and savor morning coffee or unwind in the evening breeze. An **attached garage** adds convenience and additional storage. Enjoy peace of mind with exterior maintenance and building insurance covered by the HOA, giving you more time to enjoy the lifestyle you love. Live just moments from the community amenity center -- walk or bike to multiple pools, fitness facilities, sports courts, and athletic fields. Top-rated schools are also within walking distance, adding

Cost to own

Mortgage calculator

Home Price

$227,000

Down Payment: 20%

$45,400

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,154

Principal & Interest: $1,154

Property taxes (est.): $348

Insurance (est.): $151

Estimated Total Monthly

$1,653

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,154

Property taxesest. at asking price, Clay County$348

HOAbilled monthly$300

Estimated total, before insurance$1,802/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $32,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$214,269	$211,170	—
2024	$212,329	$191,973	—
2023	$210,070	$174,521	—
2022	$179,965	$158,656	—
2021	$144,233	$58,402	—
2020	$136,047	$56,906	—

2025 property taxes (current owner): $4,579/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.