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Pending

Pending·259 days on market

9 Lloret Place

Palm Coast, FL 32164

$253,999$196/sqftEst. $1,295/moMLS# 2116714

Beds

Baths

1,298

Sq Ft

2005

Built

Garage

Pool

About this home

Palm Coast

This lovely home in Palm Coast offers a quiet setting with just the right amount of privacy and calm. Image drinking your coffee on the back patio, or unwinding after a long day while the breeze rolls in. Amazing location, 15 minutes to Flagler's beaches for weekend escapes, 5 minutes to major shopping and restaurants for everyday convenience, and close to I-95 for easy commuting or travel. The neighborhood is tucked away, giving you peace of mind without feeling isolated. Whether you're starting fresh or just looking for a change of pace, this property is ready for its next family to settle in and enjoy everything Palm Coast has to offer.

Cost to own

Mortgage calculator

Home Price

$253,999

Down Payment: 20%

$50,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,295

Principal & Interest: $1,295

Insurance (est.): $169

Estimated Total Monthly

$1,464

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,295

Estimated total, before insurance$1,295/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,161/yr · $97/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,161/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.