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Active

Active·7 days on market

173 W McIver Avenue

Macclenny, FL 32063

$224,000$194/sqftEst. $1,192/moMLS# 2154360
3
Beds
1
Baths
1,155
Sq Ft
1940
Built
Garage
No
Pool

About this home

Macclenny

Situated on a corner lot in the heart of Macclenny, this 3-bedroom, 1-bath home offers a practical layout and plenty of outdoor space. The covered carport provides convenient parking, while the large yard offers room for entertaining, gardening, or future improvements. Conveniently located near schools, shopping, dining, and with quick access to I-10, this property is a great opportunity for first-time homebuyers, downsizers, or investors looking to add to their portfolio.

Cost to own

Mortgage calculator

$224,000
$44,800
Loan Term
Monthly Payment
$1,131
Principal & Interest: $1,131
Est. Taxes & Insurance: $283
Estimated Total Monthly
$1,414
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,192
Estimated total, before insurance$1,192/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0040495 - Macclenny WWTF · Public water (record)

County records show this parcel on central sewer served by FL0040495 - Macclenny WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,631 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 8, 2026Listed$224,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$224,000
Price / Sq Ft$194
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,155
Acres0.33 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address173 W McIver Avenue, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionMacclenny
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size14,374.8 sq ft
Parcel Number322S22004900430020

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s)
AppliancesElectric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryLower Level, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch
RoofShingle

Additional Information

Date ListedJuly 8, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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