This home is in Jacksonville.

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Active

Active·39 days on market

10863 Ventnor Avenue

Jacksonville, FL 32218

$355,000$167/sqftEst. $1,804/moMLS# 2149957

Beds

Baths

2,126

Sq Ft

2022

Built

Garage

Pool

About this home

Jacksonville

A nature lover's dream come true! From the lush landscaping to the peaceful, private backyard overlooking a breathtaking nature preserve that backs up to a scenic creek, this beautifully maintained home is truly a rare find. The creek offers the POTENTIAL FOR A FUTURE DOCK (subject to permitting). Inside, you'll find TWO flex rooms perfect for a home office, gym, media room, playroom, guest space, or hobby room. Upgrades include premium flooring, a chef-inspired kitchen with quartz countertops, 42-inch cabinets, and stainless steel appliances, plus bathrooms with quartz countertops & floor-to-ceiling tile. A split floor plan provides added privacy, while the spacious primary suite offers a relaxing retreat. Unwind on the large screened lanai & enjoy the tranquil views of nature right from your backyard. Built in 2022, rest easy with a newer roof, HVAC, water heater, plumbing, & electrical system. Easy access to I-295, I-95, shopping, dining, entertainment & the airport. See it today!

Cost to own

Mortgage calculator

Home Price

$355,000

Down Payment: 20%

$71,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,804

Principal & Interest: $1,804

Est. Taxes & Insurance: $451

Estimated Total Monthly

$2,256

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,804

Property taxesest. at asking price, Duval County$580

HOAbilled annually$56

Estimated total, before insurance$2,440/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $366,500 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$286,751	$286,751	—
2024	$292,266	$292,266	—
2023	$301,086	$301,086	—
2022	$40,000	$40,000	—
2021	$40,000	$40,000	—
2020	$42,500	$42,500	—

2025 property taxes (current owner): $5,471/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 7, 2026Price change$355,000−$10,000
Jun 11, 2026Listed$365,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$355,000

Price / Sq Ft$167

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,126

Acres0.16 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address10863 Ventnor Avenue, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionOsprey Landing

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size6,969.6 sq ft

Parcel Number0200413470

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup