This home is in Jacksonville.
Pending·38 days on market
10878 Natalie Drive
Jacksonville, FL 32218
About this home
Jacksonville
Discover exceptional value in this inviting home located within a secure, gated community in North Jacksonville. Positioned at an attractive price point, this property is ideal for first-time buyers or anyone seeking affordability without sacrificing location or neighborhood appeal. The home offers a comfortable layout, great natural light, and a solid foundation to build upon. Some light cosmetic updates, such as fresh paint or new flooring--can truly elevate the space and allow you to tailor the home to your personal style. It's a wonderful opportunity for buyers who appreciate the chance to make a home their own without taking on major projects. Enjoy the privacy and peace of gated living while staying close to I-95, shopping, dining, and everyday conveniences. With its combination of price, potential, and community amenities, this home is ready for its next owner to bring out its full charm.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $210,144 | $62,897 | — |
2025 property taxes (current owner): $1,645/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,671 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Lois Estates
Active$380,000MLS# 2152726Est. $2,023/mo3474 Melissa Cove Way, Jacksonville, FL 322183 Beds2 Baths1,950 sqftWelcome home to this impeccably maintained, single-story full brick residence nestled in a secure gated community. It…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
Pending$383,000MLS# 2131540Est. $2,038/mo3462 Natalie Drive S, Jacksonville, FL 322184 Beds2 Baths2,362 sqftSo much inside this 4-bedroom, 2-bath home offers 2,362 square feet situated in Lois Estates Gated Community. Major…
ResidentialJWB REALTY LLC
Keep looking
Similar homes in Jacksonville
Active$219,000MLS# 2147764Est. $1,166/mo10200 Belle Rive Boulevard 4103, Jacksonville, FL 322562 Beds2 Baths1,474 sqftResidentialRE/MAX SPECIALISTS
Active Under Contract$214,900MLS# 2140368Est. $1,144/mo10150 Belle Rive Boulevard 1109, Jacksonville, FL 322563 Beds2 Baths1,308 sqftResidentialWATSON REALTY CORP
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines