This home is in Jacksonville.

1 / 32

Pending

Pending·70 days on market

5377 River Forest Drive

Jacksonville, FL 32211

$229,999$191/sqftEst. $1,224/moMLS# 2143907

Beds

Baths

1,204

Sq Ft

1950

Built

Garage

Pool

About this home

Jacksonville

Charming updated Arlington home with modern finishes and future potential! This 2-bedroom, 1-bath property features vinyl flooring throughout, an updated kitchen with granite countertops and stainless steel appliances, and a renovated bathroom also featuring granite countertops. The garage offers additional flexibility and was designed with the potential to be converted into a third bedroom if desired, with closet space already accounted for. Major systems have also been taken care of, with the roof and AC both replaced in 2022, offering peace of mind for years to come. Step outside to enjoy the spacious fenced backyard--perfect for pets, entertaining, or creating your own private outdoor retreat. Conveniently located in Arlington close to shopping, dining, downtown Jacksonville, and major roadways, this home blends charm, updates, and opportunity all in one.

Cost to own

Mortgage calculator

Home Price

$229,999

Down Payment: 20%

$46,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,169

Principal & Interest: $1,169

Est. Taxes & Insurance: $292

Estimated Total Monthly

$1,461

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,224

Property taxesest. at asking price, Duval County$376

Estimated total, before insurance$1,600/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $210,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$166,278	$111,007	—
2024	$157,172	$107,172	—
2023	$156,368	$156,368	▲ $9,697
2022	$135,676	$135,676	▲ $16,042
2021	$102,874	$96,153	—
2020	$90,603	$87,412	▲ $4,733

2025 property taxes (current owner): $2,517/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1950)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,291 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.