This home is in Jacksonville.

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Pending

Pending·25 days on market

778 Ginger Mill Drive

Jacksonville, FL 32259

$1,880/moMLS# 2152773

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

JEANNA M SULLIVAN · REAL ESTATE GALLERY PROPERTY MANAGEMENT INC rentalsinjax@yahoo.com

Beds

Baths

1,423

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

Located in the heart of Julington Creek. This gated property backs up to a beautiful preserve and a view of the pond. Includes open floor plan downstairs with laminate flooring. All bedrooms are located upstairs. Close to schools and shopping.

Cost to own

Mortgage calculator

Home Price

$1,880

Down Payment: 20%

$376

Interest Rate: 6.58%

Loan Term

Monthly Payment

$10

Principal & Interest: $10

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$13

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$229,518	$229,518	—
2024	$230,861	$219,454	—
2023	$226,277	$199,504	—
2022	$217,410	$181,367	—
2021	$164,879	$164,879	—
2020	$158,874	$157,693	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.