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Active

Active·42 days on market

980 SW 105th Street

Trenton, FL 32693

$364,900$201/sqftEst. $1,942/moMLS# 2148416
3
Beds
2
Baths
1,817
Sq Ft
1975
Built
Garage
Yes
Pool

About this home

Trenton

Fully renovated POOL home situated on a corner lot just under 1 acre in Gilchrist County featuring major recent improvements including a new roof (2025), new HVAC (2025), and new septic drain field. Interior updates include a completely remodeled kitchen and bathroom, new flooring, fresh interior paint, and updated appliances throughout. The property also features a beautiful in-ground pool, a large detached workshop, and a wood-fenced backyard providing space for storage, hobbies, animals, or outdoor enjoyment. The spacious lot offers privacy and flexibility with room for additional parking, equipment, or recreational use. Move-in ready and conveniently located within a short drive to Trenton, High Springs, and Gainesville.

Cost to own

Mortgage calculator

$364,900
$72,980
Loan Term
Monthly Payment
$1,843
Principal & Interest: $1,843
Est. Taxes & Insurance: $461
Estimated Total Monthly
$2,304
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,942
Estimated total, before insurance$1,942/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 7, 2026Price change$364,900$5,000
  • Jun 3, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$364,900
Price / Sq Ft$201
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,817
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address980 SW 105th Street, Trenton, FL 32693
Area681-Gilchrist County-East
SubdivisionMetes & Bounds
CityTrenton
CountyGilchrist
StateFL
Zip Code32693
Parcel Number281015006100000070

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOther
# of Stories1
LevelsOne

Exterior

Lot DescriptionCorner Lot
RoofMetal
Road SurfacePaved

Additional Information

Date ListedJune 3, 2026
Days on Market34
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILLER REAL ESTATE, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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